For your House & Home Contents and Buildings Insurance we are best placed to ensure that your have adequate insurance in place to protect you and your family.

Many people insure their homes through their mortgage provider. If this is the case then you may be paying over the odds. We can present you with the right insurance policy to cover your home properly and maybe even significantly reduce your premiums.
You can choose from a range of policies that cover a variety of homes from studio apartments to large country mansions with a wide range of cover in  policy that suits you.

House & Home insurance features could include the following:

Combined buildings and contents discounts 
Security discounts                      
24 hour emergency help lines
Neighbourhood Watch discounts   
Like for like replacements
New for old replacements
No claims discount 
Accidental damage cover
All risks cover
Legal fees cover

We will also be able to advise on security and assist in the event of a claim and negotiating with a loss adjuster.

A good general guide is that your 'buildings' policy covers the structure of your home together with any fixtures and fittings and internal decorations. Your 'contents' policy covers possessions that you would take with you if you moved. If you are not sure, telephone your broker or insurance company for advice.

To provide a quote for your home contents or buildings insurance we will need the following information:

Property details - address/postcode, age of building, number of rooms/bedrooms, rebuilding cost, value of contents.
Owner details - how long lived at the property and previous home claims history.
Security of premises - alarms, window locks, neighbourhood watch scheme.
What type of cover you want - buildings, contents, accidental damage
What sort of excess would you be prepared to pay - i.e. the amount you would wish to pay towards a claim
How long you have been with your current insurer - and how long since your last claim.

Trust us to make sure you are covered.

For House & Home or Buildings & Contents Insurance Telephone: 0845 67 444 24

or email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

houseinsurancebroker.co.uk is a trading division of David J Miller Insurance Brokers Limited, Registered in England & Wales Company No 3960571. David J Miller Insurance Brokers Limited is authorised and regulated by the Financial Services Authority No 306505
Registered Office: 339 - 343 Union Road, Oswaldtwistle, Accrington, Lancashire BB5 3HS   www.davidjmiller.co.uk

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